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Bucks County Driving without Insurance Ticket Lawyer
Every vehicle that is driven in the state of Pennsylvania is required to have registered auto insurance. A minimum amount of liability is needed to cover the vehicle and the parties who may be injured in the event of an accident. The car also needs to be insured for “no-fault,” uninsured motorist, and under-insured motorist coverage. Driving without insurance can lead to a number of serious problems for a driver. The most obvious potential problem is that, if you are in an accident, you have no mechanism set up to pay for the damages. Therefore, exposing yourself to significant financial hardships.
We all know the risks of Driving Without Insurance. If you’re involved in a motor vehicle accident, and you aren’t insured, you leave yourself exposed. In Bucks County, law enforcement knows this too. That is why local law enforcement has cracked down on drivers who operate without insurance. Did you know that if you are caught driving without motor vehicle insurance, it can lead to a number of serious consequences to your driving privileges? It is a requirement in the state of Pennsylvania that you have the ability to cover damages resulting from an accident- the law refers to this as "required financial responsibility". The ancillary problem you will be exposing yourself to is the legal consequence in terms of being ticketed for Driving without Insurance.
What Happens if I’m Caught Driving without Insurance?
If you are found guilty of Driving without Insurance, you face costly fines and a suspension of your driving privileges. In addition, if PennDOT discovers that your vehicle is not insured, they can and will suspend your registration- which carries its own serious consequences. For more information, please refer to the Driving with Suspended Registration page.
With $300 fines in addition to court costs and increased insurance premiums, if you are found guilty you have a financial stake beyond any consequences of being disallowed to drive for a period of months.
After being found guilty and being penalized by the court, you will need to meet certain requirements to have your license restored. This includes additional fees that you will owe to PennDOT. So now, in an attempt to avoid paying insurance premiums, you will have paid numerous fees, been without the use of your vehicle for months, and be required still to provide the state with the proof of required financial responsibility, after all.
Can I Fight the Ticket?
It is never recommended that you plead guilty to this offense, as a guilty plea will impose the penalties described above and will result in a Suspension of Your License. If you did plead guilty and pay the ticket, there is still an opportunity to avoid the suspension by filing an appeal. Many times, a driver believes they were insured, only to find out that the insurance lapsed for some silly reason; like forgetting to update your automatic payment information. With the help of a trained attorney, the steps that you need to take to avoid a suspension become both clearer and simpler.
Why Do I Need an Attorney?
At The Law Offices of Greg Prosmushkin, P.C., our experienced Bucks County attorneys have handled all types of insurance issues from Doylestown to Levittown and everywhere in between at both the Magisterial District Court level and the Common Pleas level. From just flat out not having insurance at the time of your stop to a mix-up that resulted in a lapse of your coverage, our attorneys have routinely aided drivers in avoiding a suspension and clearing up any insurance confusion.
When faced with an insurance issue, hiring an intelligent and experienced defense attorney is a vital first step in protecting your rights and your license.
This content was written on behalf of Greg Prosmushkin.